Terms and Conditions
Use of Information and Materials
Stafford Group and Associates reserves the right, at its sole discretion, to modify these Terms of Use, temporarily or permanently discontinue the site or any portion thereof, at any time and for any reason, without prior notice. The information, materials, terms, and descriptions on this site are subject to change.
Unauthorized use of the Stafford Group and Associates website, including but not limited to unauthorized access to systems, misuse of passwords, or any improper use of information on the site, is strictly prohibited. Availability of products and services may vary by geographic location and is subject to final determination by Stafford Group and Associates. Your continued use of this site after any modifications take effect constitutes your acceptance of the updated Terms of Use.
Consumer Information
Your privacy is important to us. Please review our Privacy Policy, which details how Stafford Group and Associates collects, uses, and protects your personal information.
Consent for Electronic Disclosures and Communication
By using our services, you agree to receive all notices, disclosures, and communications electronically. Stafford Group and Associates may contact you via email, SMS (text messages), phone calls (including prerecorded or automated messages), or other provided contact methods.
Text Messaging (SMS) Consent
By providing your phone number, you expressly consent to receive SMS (text messages) from Stafford Group and Associates, its agents, representatives, affiliates, or anyone calling on our behalf, including through automated dialing systems, artificial voice messages, and prerecorded messages.
- Message frequency may vary depending on your account status and interactions.
- Standard messaging and data rates may apply per your mobile carrier’s terms.
- Consent to receive text messages is not required as a condition of purchasing any products or services.
Opting Out of SMS Communications
You may opt out of receiving text messages at any time by:
- Replying "STOP" to any text message you receive from us.
- Calling our customer service at (800) 820-2207.
- Emailing
This email address is being protected from spambots. You need JavaScript enabled to view it. with the subject line "Opt-Out of Text Messages", including your full name, phone number, and a request to stop SMS communications.
Your opt-out request will be processed within a reasonable timeframe. You may continue to receive non-promotional, transactional messages related to your account.
Certification of Phone Number Ownership
By providing your phone number, you certify that:
- The number belongs to you and not someone else.
- You are authorized to receive calls and messages at that number.
- You will notify us if you stop using or change the number.
Failure to update your contact information may result in continued messages to a number no longer associated with you.
Limitation of Liability
Stafford Group and Associates is not liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this site, including system failures, errors, omissions, or interruptions, even if advised of the possibility of such damages.
Privacy Policy
Effective Date: January 1, 2023
This Privacy Policy replaces all previous versions and governs how Stafford Group and Associates ("we," "our") collects, uses, and protects personal information obtained through our website www.staffordga.com.
Information We Collect
We may collect personal information when you:
- Visit our website
- Submit forms or applications
- Subscribe to newsletters or updates
- Make payments
The types of information we collect may include:
- Personal identifiers: Name, address, phone number, email, date of birth
- Financial information: Social Security number, income, account balances, payment history
- Credit information: Credit history and scores
- Banking details: Bank name, routing number, account type, and account number
How We Use Your Information
Your information may be used to:
✔ Improve customer service and support
✔ Process transactions or assist with online activities
✔ Send updates and communications related to your account
✔ Share relevant services or offers from trusted partners
Data Security & Sharing
Personal financial information is securely stored and accessible only to authorized personnel, affiliates, service providers, and legal/regulatory entities as required by law. We do not sell or share your personal information with third parties for marketing purposes.
We may disclose your information to:
- Government agencies for legal compliance
- Authorized service providers who assist in account management
- Entities acquiring or servicing your account
Consent & Updates
By using our website, you consent to this Privacy Policy. Any changes will be posted here. For questions, contact us at